Disability income (DI) insurance provides supplementary income in the event of an illness or accident resulting in a disability that prevents the insured from working at their regular employment. Benefits usually are paid monthly so the insured can maintain their standard of living and continue to pay ordinary expenses.

Life insurance is coverage that protects your loved one against the unexpected event of you passing away. It provides a tax-free benefit to beneficiary so that they can be financially taken care of during a difficult time.

Long-term care (LTC) insurance is coverage that provides nursing-home care, home-health care, personal or adult day care for individuals above the age of 65 or with a chronic or disabling condition that needs constant supervision. LTC insurance offers more flexibility and options than many public assistance programs.

A group health insurance plan is a health insurance plan that provides coverage to members of a group that tends to be employees of a company or members of an organization. Members of the group usually receive insurance at a reduced cost because the insurer’s risk is spread across a group of policyholders.

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