Investment Services
EDUCATIONAL IRA
Under this educational savings vehicle, parents and guardians are allowed to make non-deductible contributions to an education individual retirement account (IRA) for a child under the age of 18.
ROTH IRA
Roth IRA is an individual retirement plan (a type of qualified retirement plan) that bears many similarities to the traditional IRA. The biggest distinction between the two is how they’re taxed.
Roth IRA distributions tax - free if made 5 years after the initial contribution to the plan and you are over 59 1/2.
SEP IRA
A simplified employee pension (SEP, or SEP IRA) is a retirement plan that an employer or self-employed individuals can establish. The employer is allowed a tax deduction for contributions made to the SEP plan and makes contributions to each eligible employee's SEP IRA on a discretionary basis.
TREASURY NOTE
A treasury note is a marketable U.S. government debt security with a fixed interest rate and a maturity between one and 10 years.
VARIABLE ANNUITIES
Variable annuities probably rank second only to variable life insurance in terms of complexity. They resemble their fixed and indexed cousins in that they are issued as contracts that grow on a tax-deferred basis regardless of whether they are placed inside an individual retirement account (IRA) or other tax-deferred retirement plan.
definitions provided by: www.investopedia.com